Smart financial tools for everyday money decisions
Educational calculators for personal finance, credit, insurance and tax - built for India. Get clarity on your numbers without the jargon or the sales pitch.
14 tools across 4 categories - 14 live, more arriving soon.
Personal Finance
Understand and grow your money.
Financial Health Score
LiveGet an at-a-glance score across emergency fund, debt, savings and insurance - with plain-language pointers on where to focus.
- Emergency fund check
- Debt score
- Savings score
- Insurance adequacy score
Net Worth Tracker
LiveTrack assets vs liabilities and watch your net worth grow over time, all stored privately in your browser.
- Assets vs liabilities
- Net worth growth over time
Expense Analyzer
LiveUpload a bank statement, auto-categorize spending and surface the leaks quietly draining your budget.
- Upload bank statement
- Categorize spending
- Identify leaks
Credit & Borrowing
Borrow smarter, pay less interest.
Credit Card Advisor
LiveFind the card whose rewards best match how you actually spend - no affiliate bias, just the math.
- Best card based on spending patterns
Loan Eligibility Calculator
LiveEstimate how much you could borrow for a home, personal or car loan based on income and obligations.
- Home loan
- Personal loan
- Car loan
EMI Optimizer
LiveSee exactly how prepayments shrink your interest and shorten your loan tenure, month by month.
- Prepayment impact
- Loan tenure reduction
Credit Score Improvement Planner
LiveEducational guidance on the habits that build a stronger credit profile over time.
- Educational guidance
- Not actual credit scoring
Insurance
Protect your family the right amount.
Insurance Need Calculator
LiveEstimate the life cover your family would need and check whether your health cover is adequate.
- Life insurance cover estimation
- Health insurance adequacy
Insurance Comparison Tool
LiveCompare policies side by side on features and premiums so you can decide with clear eyes.
- Features comparison
- Premium comparison
Tax
Keep more of what you earn, legally.
Income Tax Planner
LiveCompare the old and new tax regimes for your income and deductions to see which saves you more.
- Old vs new regime comparison
Capital Gains Calculator
LiveWork out short- and long-term capital gains tax across equity, mutual funds and property.
- Equity
- Mutual funds
- Property
HRA Calculator
LiveFind your exempt House Rent Allowance and the taxable balance based on salary, rent and city.
- HRA exemption
- Metro / non-metro
80C Optimizer
LiveMap your investments against the 1.5 lakh Section 80C limit and spot the remaining headroom.
- Section 80C limit
- Deduction headroom
Salary Restructuring Calculator
LiveExplore how rebalancing salary components could improve your in-hand pay, tax-efficiently.
- CTC components
- Tax-efficient structure