Credit & Borrowing

Loan Eligibility Calculator

Estimate how much you could borrow for a home, personal or car loan based on income and obligations.

Your details

% p.a.
20 yrs

Eligibility

Eligible home loan
₹57,61,542
Max affordable EMI
₹50,000

Based on a FOIR of 50% - lenders typically allow total EMIs up to this share of income. Your obligations would use about 50% of income.

This is an indicative estimate. Actual sanction depends on your credit score, employment, property/asset value (LTV), and each lender's policy.

Educational tool only. Results are estimates based on the inputs you provide and simplified assumptions. This is not investment, tax or insurance advice, and RoboAdvisor.in is not a SEBI-registered investment adviser. Consult a qualified professional before acting.