All Tools
Every calculator is free, educational, and runs entirely in your browser. Pick a category to get started.
Personal Finance
Financial Health Score
LiveGet an at-a-glance score across emergency fund, debt, savings and insurance - with plain-language pointers on where to focus.
- Emergency fund check
- Debt score
- Savings score
- Insurance adequacy score
Net Worth Tracker
LiveTrack assets vs liabilities and watch your net worth grow over time, all stored privately in your browser.
- Assets vs liabilities
- Net worth growth over time
Expense Analyzer
LiveUpload a bank statement, auto-categorize spending and surface the leaks quietly draining your budget.
- Upload bank statement
- Categorize spending
- Identify leaks
Credit & Borrowing
Credit Card Advisor
LiveFind the card whose rewards best match how you actually spend - no affiliate bias, just the math.
- Best card based on spending patterns
Loan Eligibility Calculator
LiveEstimate how much you could borrow for a home, personal or car loan based on income and obligations.
- Home loan
- Personal loan
- Car loan
EMI Optimizer
LiveSee exactly how prepayments shrink your interest and shorten your loan tenure, month by month.
- Prepayment impact
- Loan tenure reduction
Credit Score Improvement Planner
LiveEducational guidance on the habits that build a stronger credit profile over time.
- Educational guidance
- Not actual credit scoring
Insurance
Insurance Need Calculator
LiveEstimate the life cover your family would need and check whether your health cover is adequate.
- Life insurance cover estimation
- Health insurance adequacy
Insurance Comparison Tool
LiveCompare policies side by side on features and premiums so you can decide with clear eyes.
- Features comparison
- Premium comparison
Tax
Income Tax Planner
LiveCompare the old and new tax regimes for your income and deductions to see which saves you more.
- Old vs new regime comparison
Capital Gains Calculator
LiveWork out short- and long-term capital gains tax across equity, mutual funds and property.
- Equity
- Mutual funds
- Property
HRA Calculator
LiveFind your exempt House Rent Allowance and the taxable balance based on salary, rent and city.
- HRA exemption
- Metro / non-metro
80C Optimizer
LiveMap your investments against the 1.5 lakh Section 80C limit and spot the remaining headroom.
- Section 80C limit
- Deduction headroom
Salary Restructuring Calculator
LiveExplore how rebalancing salary components could improve your in-hand pay, tax-efficiently.
- CTC components
- Tax-efficient structure