Credit Card Advisor
Find the card whose rewards best match how you actually spend - no affiliate bias, just the math.
Your monthly spending
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Total monthly spend: ₹60,000
Premium Lifestyle
Best matchElevated dining/grocery rewards and lifestyle perks.
Net value / yr
₹17,720
- Rewards
- ₹12,720
- Perks
- ₹10,000
- Annual fee
- ₹5,000
Online Shopping
Accelerated rewards on e-commerce.
Net value / yr
₹14,500
- Rewards
- ₹15,000
- Perks
- ₹0
- Annual fee
- ₹500
Travel & Miles
Strong travel rewards plus airport lounge access.
Net value / yr
₹13,320
- Rewards
- ₹10,320
- Perks
- ₹6,000
- Annual fee
- ₹3,000
Flat Cashback
Simple, uncapped cashback on all spends.
Net value / yr
₹10,300
- Rewards
- ₹10,800
- Perks
- ₹0
- Annual fee
- ₹500
Fuel Saver
Fuel surcharge waiver and high fuel rewards.
Net value / yr
₹8,620
- Rewards
- ₹9,120
- Perks
- ₹0
- Annual fee
- ₹500
Lifetime-Free Basic
No fee, flat rewards. A safe everyday default.
Net value / yr
₹7,200
- Rewards
- ₹7,200
- Perks
- ₹0
- Annual fee
- ₹0
Card types shown are generic archetypes for comparison, not specific products or offers. Actual rewards, caps and fees vary by issuer.
Educational tool only. Results are estimates based on the inputs you provide and simplified assumptions. This is not investment, tax or insurance advice, and RoboAdvisor.in is not a SEBI-registered investment adviser. Consult a qualified professional before acting.