EMI Optimizer
See exactly how prepayments shrink your interest and shorten your loan tenure, month by month.
Loan details
₹
% p.a.
20 yrs
240 months
₹
Result
Monthly EMI
₹34,713
Interest saved
₹12,98,954
vs ₹43.31 L interest with no prepayment
Tenure reduced by
5y 2m
From 20y to 14y 10m
New interest payable
₹30,32,149
Outstanding balance over time
Educational tool only. Results are estimates based on the inputs you provide and simplified assumptions. This is not investment, tax or insurance advice, and RoboAdvisor.in is not a SEBI-registered investment adviser. Consult a qualified professional before acting.